Auto Insurance

WHAT IS COVERED BY
MY AUTO INSURANCE

Liability (BI/PD)

Covers other people and

their property. (Required by law.)

LIABILITY:

PHYSICAL DAMAGE:

ADDITIONAL OPTIONS:

FURTHER COVERAGE:

Protects you and others.

Protects your car.

Collision (COLL)

In case of a crash.

(Deductible applies.)

  • Towing & Labor

  • Rental Coverages

  • Special Equipment

Medical Payments (MP)

Covers you and your passengers'

medical bills. (Some restrictions or exclusions may apply. See your policy

Jacket).

Uninsured/Underinsured

Motorists (UM/UIM)

Covers you, your car, & Passengers if the other driver is not insured.

Comprehensive (OTC)

Non-crash incidents: fire, theft,

vandalism, etc.

(Deductible applies.)

Deductible

What you pay out of pocket in case of a claim.

  • Accidental Death

  • Personal Injury Protection

  • Glass Waiver

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